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Asav Patel


ICICI Bank has introduced the new Current account known as a “Pre-paid Current Account.”

The salient feature of this Pre-paid current account is that, its a Zero Balance Current account. Usually you have to keep minimum of Rs.10,000 Maintenance Balance in your Current account to avoid low maintenance charges.

But in Pre-paid current account, you have no minimum or average balance commitment. Its a Zero balance current account.

You just have to pay upfront an Annual Fee of Rs.2999/- + Tax

You can conduct 60 Free Transactions every month (Subject to certain Limits). Moreover, the account also offers unlimited funds transfer across ICICI Bank accounts (through cheque or Online).

The Zero balance pre-paid current account also comes with Free International Debit Card & a personalized Free Cheque Book and Free Phone Banking/Mobile Banking/Internet Banking.