Fixed Income is a Loser's Bet
I don’t know that why people think that the Fixed Income job is a safe and secure thing? Since my school time, my parents, teachers and everyone around me was hammering only one thing in my mind and that is Go to School, work hard and take higher education to find a safe and secure job at Government level or in some private corporation. And This is because Business & Investing is a risky thing.
Now, My Question is that, what if your Boss fires you from your Job? The main problem with Fixed Income job is that, you don’t have any control over your Income. Suppose if today someone fires me from my current job than I will loose that Income stream but I will still make money from my Business (This Blog) and other Investments I Did.
The one thing I like about Businesses & Investments is that, I have control over my Income. No matter weather it’s fluctuating or not? Now, even if you don’t loose your job because you are smart and the company in which work you needs your professional skills and expertise, Still I will call the Fixed Income a Loser’s Bet. Because ultimately you work hard at your job place to create value for the Company which will make its owners rich and not you.
Instead of that, Why not create value for yourself by creating your own Business and Investments?
I am just talking here about creating the values on which you have full control. Take the Example of Bill Gates. If Bill had chosen to work for someone else than today he would be top most paying executive at some corporation but than he would not have create Microsoft Corporation.
Bill Gates had chosen to work for himself. He spend every single hour of his life behind developing his own product – Windows (Previously DOS). When Bill was just 20 years old, he founded Microsoft Corporation and today he is world’s richest person since last 15 years in a raw (2009).
Now, the problem with fixed income is that, you are trading your valuable time in exchange of a paycheck. And the time which you invest in someone else’s Business will grow that Business forever. Just remember my words, to develop a Business, you have to work hard at once. Every single hour of mind work you do behind your own Business will work for you for the rest of your life and for your future generations and make money for you even if you stop working one day.
But The Fixed Income job is your Active Income so it will go with you the day you retire, disabled, died or fired…!!!!
So Now tell me that, Which is more Safe & Secure? Doing a Job or Owning your own Business & Investments?
I am waiting for your Response…!!!


Hi Asav,
I totally agree with you. Majority of the Indian population comprises of moderate earners or as well, we always hear them called - "The Middle Class". And, for most of them living a decent life seems to be the first goal. So, they study hard to get into a job [More so, say 'a secured job'] and start earning as early as possible. But, we have to understand one important thing here - nothing is secured in this information industry. The company would not care you in adverse times. Make hay while the sun shines, when we r in our prime time, we've work on building up another business and assets which can give us passive income. I totally agree with you. But, all we need is a total paradigm shift. Let's spread the word!!!
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